Why Curlee
Built in Austin, for people who buy buildings.
The direct line to yes. We started Curlee because good investors kept getting declined by software that never saw the property, never called the contractor, and never asked a single question.
Our story
Curlee Capital is headquartered on West 36th Street in Austin, a few minutes from the neighborhoods where most of our first loans were made. We know which blocks appraise and which ones look better in photos than in person.
Our partners bring more than 40 years of combined capital-markets and lending experience — bank credit desks, private debt funds, and institutional real estate. That background is why we can underwrite a $180,000 flip and an $11 million commercial deal in the same week.
Every file is underwritten in-house. Nothing gets shipped to a third-party processor, and nobody on our team is scored on how many deals they decline.
Our capital network
One relationship with us reaches every source of capital behind us — which is how a deal that does not fit one bucket still gets funded.
- Regional and national banks
- Private debt funds
- Insurance companies
- CMBS desks
- Institutional and family-office equity
- Our own balance sheet
The people behind the yes
Ben Curlee
Managing Partner
Two decades in structured real estate finance. Answers his own phone.
Alicia Moreno
Head of Underwriting
Former bank credit officer. Has never met a deal she wouldn't at least read.
Trey Hollis
Director of Construction Lending
Built spec homes for twelve years before he financed them.
Dana Whitfield
Capital Markets
Keeps banks, debt funds, insurance companies and CMBS desks on speed dial.
Algorithms scale.
They price the obvious deal in nine seconds and decline everything else in four. They cannot read a contractor bid, weigh a credit event from 2019, or understand why a duplex two blocks off a light rail line is worth more than the comps say.
People solve.
Our underwriters pick up the phone, ask the two questions that actually matter, and structure around the problem. Same-day answers, either way. That is the whole business.
The big platforms qualify properties. We fund investors.
Pre-approval in minutes. No hard credit pull. A real underwriter on the other end.
Pre-approval is an estimate based on the information provided and is not a commitment to lend.