Fix & Flip
Buy, renovate, and exit with rehab funded 100%.
- 7.5%–10.95% IO
- Up to 90% LTC
- 100% of rehab
- 1–24 months
Direct lender for real estate investors · 15 states + DC
A human says yes faster
than an algorithm says no.
Pre-approval in minutes, rates from 7.5%, and a dedicated Deal Advisor who actually looks at your deal — you're a client we invest in, not a ticket number.
Trusted by investors across 15 states + DC
- No hard credit pull
- Dedicated Deal Advisor
- Free Deal Brief on every loan
40+ years
Combined lending experience
$100K – $5M
Deal size we fund
15 states + DC
Where we lend
Hours, not weeks
Time to answers
Why investors switch to Curlee
Platform speed. Human flexibility. You get the speed of a platform and the judgment of a person who can say yes.
1
Talk to the decision-maker
Your underwriter answers the phone. No ticket queues, no chatbots deciding your deal, no waiting on a committee three time zones away.
2
Terms the algorithms won't touch
Unusual deals, credit stories, mixed-use, big commercial. If it pencils, we structure it — and we tell you the same day either way.
3
Nothing hidden
Published rates. No interest reserve held back at closing. Zero prepayment penalty. The number we quote is the number you sign.
White-glove service
Every loan comes with a second opinion.
Every Curlee client gets a dedicated Deal Advisor — one person who knows your file and answers the phone — plus a free Curlee Deal Brief: our written analysis of your deal's market, comps, and underwriting math, with a straight verdict: would we put our own money in it, and why. The big platforms auto-generate a yes or no and move on. We show our work — even when the answer is “walk away.”
Curlee Capital
Deal Brief
Fix & Flip · 12-month interest-only
4412 Ramsey Ave · Brentwood, Austin, TX 78756
1 · Area & market snapshot
- Median sale price
- $742,000
- Days on market
- 27 (down from 41)
- Active comps within 0.5 mi
- 9
- Sale-to-list ratio
- 98.4%
$688KQ1
$704KQ2
$719KQ3
$731KQ4
$742KNow
Brentwood median sale price, $K, trailing five quarters
Verdict
90% purchase · 100% rehab · 69.0% LTARV
Loan programs
Four ways to fund a deal. One underwriter who knows all of them.
DSCR Rental
Qualify on the rent, not your W-2.
- Call for today's pricing
- Up to 75% LTV
- 1.0+ DSCR
- 30-year term
Bridge
Close now, sort the exit later.
- Call for today's pricing
- Up to 75% LTV
- 6–36 months
- $100K–$5M
New Construction & Commercial
Ground-up and large commercial, structured by humans.
- Call for today's pricing
- Up to 85% LTC
- 12–36 months
- Up to $5M
Run the numbers before you call.
Our deal analyzer uses real Curlee leverage — 90% of purchase and 100% of rehab, always within our 70–75% qualifying LTARV. No signup, no email wall.
Open the full deal tools
Fix & Flip Deal Analyzer
Real Curlee leverage: 90% of purchase and 100% of rehab — provided the total loan stays within our 70–75% qualifying LTARV, up to a $5,000,000 maximum.
- Total loan
- $345,000
- Cash to close
- $40,400
- Projected profit
- $64,213
- Curlee loan · $345,000
- Cash to close · $40,400
- Projected profit · $64,213
Estimates include 2% origination, 7% selling costs, and 1% annual taxes/insurance. Not a commitment to lend.
Recently funded
Representative closings from the last two quarters.
Fix & Flip
$412,000
Austin, TX
Closed in 6 days
DSCR Rental
$188,500
Memphis, TN
Closed in 12 days
Bridge
$2,400,000
Tampa, FL
Closed in 9 days
New Construction
$1,150,000
Round Rock, TX
Closed in 14 days
Commercial
$11,800,000
Charlotte, NC
Closed in 21 days
Fix & Flip
$236,000
Little Rock, AR
Closed in 5 days
Investors who stopped shopping lenders
I called at 9am with a contract that had to close in a week. Had terms by lunch and wired on Thursday. Nobody else even answered the phone.
Two other lenders declined the deal because of a mixed-use component. Curlee's underwriter restructured it in one call and we closed at 82% LTC.
No interest reserve at closing made a real difference on cash to close. And when I paid it off in four months there was no penalty. Refreshing.
I'm on deal fourteen with them. Same underwriter every time. He knows my crews, my markets, and my numbers. That is worth more than a quarter point.
The big platforms qualify properties. We fund investors.
Pre-approval in minutes. No hard credit pull. A real underwriter on the other end.
Pre-approval is an estimate based on the information provided and is not a commitment to lend.