The Curlee Deal Brief
Most lenders give you a yes or no. We give you the why.
Free with every application — a professional lending analysis of your deal, written by the underwriter who reviewed it.
What's inside
Five sections, every time — whether we fund the deal or tell you to pass on it.
Area & market snapshot
Price trends, days on market, sale-to-list, and the specific comps we leaned on — with the ones we threw out and why.
Underwriting math
Our LTV and LTARV, our cost and value assumptions, and where they differ from yours. Every number is shown, not summarized.
Risk flags
What could go wrong on this deal, how likely we think it is, and what we'd do about it — scoped, permitted, and priced.
The verdict
Would we put our own money in this deal, and why. Written in plain English by the person who reviewed it.
Your Deal Advisor's direct line
One human, application to payoff. Their name and cell number are on the last page of every brief.
Flip through a real one
Two sample briefs on Austin fix & flips — one we'd fund, one we'd pass on. Numbers are representative, the format is exactly what lands in your inbox.
Curlee Capital
Deal Brief
Fix & Flip · 12-month interest-only
4412 Ramsey Ave · Brentwood, Austin, TX 78756
1 · Area & market snapshot
- Median sale price
- $742,000
- Days on market
- 27 (down from 41)
- Active comps within 0.5 mi
- 9
- Sale-to-list ratio
- 98.4%
Brentwood median sale price, $K, trailing five quarters
Same application. Very different answer.
Algorithmic lenders
- Auto-generated decision in nine seconds
- No reasoning — a yes or a no and nothing behind it
- Support ticket queue when you have a question
- Nobody who can tell you what they saw in the comps
Curlee
- Human-reviewed deal, underwritten in-house
- Written rationale you can read, argue with, and use
- One advisor's cell number, application to payoff
- A straight verdict — including when it's 'walk away'
Sometimes we talk you out of a loan. That's the point.
We make money when a loan gets paid back, not when it gets originated. So when the comps don't hold, the rehab bid is light, or the exit math only works in a market that no longer exists, we say so — in writing, with the numbers that got us there.
A lender who says no with reasons hands you something you can use on the next deal. A lender who just says yes hands you the risk and moves on to the next file. We'd rather lose an origination than watch you lose a spring.
Questions first? Call (512) 399-4476.
Every loan comes with a second opinion.
Free Deal Brief and a dedicated Deal Advisor with every application. No obligation, no hard credit pull.
Pre-approval is an estimate based on the information provided and is not a commitment to lend.
The Curlee Deal Brief reflects Curlee Capital's lending analysis and underwriting rationale only. It is not investment, legal, or financial advice.